Hsbc egypt. operable through its branches in Egypt.

Hsbc egypt "Account Holder" means a person who has entered into a contract with HSBC Bank Egypt S. HSBC offers tailored solutions including HSBC Credit Card Rewards Programme helps you get more out of your money as you shop. About HSBC. Please note that the “Chat With Us” service is available from Sunday to Thursday from 8am - 5pm (excluding public holidays). Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Getting Started. When you're Premier, you and your loved ones get access to a range of global Premier privileges and beneficial rates. Now, nearly two centuries later, the digital tools of the 4th Industrial Revolution are developing As a result, HSBC could help you manage your entire collection cycle with greater speed and efficiency, including the physical collection of funds, data processing and information delivery. A brief overview of FATCA and how it relates to RBWM customers in Egypt. 5 days ago · 1 As a Primary Dealer, HSBC Bank Egypt can submit bids on behalf of customers, in the weekly Central Bank of Egypt auctions. (Societe Anonyme Egyptienne) Personal Online Banking Services. If you have suspicions regarding an email or text message from HSBC, please call us on 19007 (within Egypt) or +202 3535 9100 (outside Egypt) to check before acting on it. Find here the guidelines to redeem your matured funds. Terms and conditions: Offer cannot be combined and is not valid on in-store promotions; Diagnosis free (Scaling and polishing 25%, Fillings and root canal treatment 20%, Crowns and bridges Getting Started. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Nov 23, 2024 · Follow HSBC Egypt on Facebook This link will open in a new window Follow HSBC Egypt on Facebook This link will open in a new window. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Dec 26, 2024 · HSBC Bank Egypt has a complaint and feedback handling process in place, details of which are provided below. In January 1994, the bank was renamed Egyptian British Bank under the same shareholding structure. Investors are also attracted to the Together we are stronger. Our global reach means we offer many ways for you to develop your career. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 HSBC offers a variety of cards that suit your different needs. See FAQs, forms and fees & charges ; Cybercrime targets victims from private individuals to large corporations, through various forms of phishing and illicit installations of malware. There are investment risks associated with Egyptian Government Treasury Bills such as, credit, tax, Get complete control over your bank account, credit card online with HSBC Personal Internet Banking. The mobile banking application is for bank customers only where they can use it to manage their personal bank accounts. HSBC Bank Egypt was established in 1982 as Hongkong Egyptian Bank with 40% HSBC ownership. this discount is applied for all personal finance types except Asset Linked Finance; eligibility to this discount is subject to HSBC Bank Egypt sole discretion Amount you can access Account type Amount; Salary Transfer: Up to EGP 3,000,000 1: Non-Salary Transfer: Up to EGP 1,000,000 1. Get the help and support you need to help manage your account with frequently asked questions, guides, tips, and more. · Good knowledge of GTS FIM/UCP/URC/AML & Sanctions guidelines. 1 Current account opening is subject to special approval for non-residents. The bank took the name HSBC Bank Egypt in April 2001 following an increase in shareholding by the HSBC Group's from 40% to 94. Hatem also believes HSBC can help Trella grow internationally through their global network, experience and finance options. . Download centre; Standard credit interest rates; Corporate Account Opening Portal; We would like to show you a description here but the site won’t allow us. HSBC ATM Cardless Deposits is a new key feature allowing you to instantly deposit cash to HSBC Egypt accounts as well as credit cards through select HSBC Egypt ATMs without using your card. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024; Compliments, suggestions or complaints; Tools and Resources. and has an Account in his / her own name or a joint Account in respect of which HSBC Bank Egypt S. That means your team can focus on maximising business opportunities and other important projects that add value to your operations. Skip page header and navigation; Personal Business List of languages HSBC Bank Egypt has a complaint and feedback handling process in place, details of which are provided below. Read the terms and conditions for using the service, accessing your accounts, and protecting Access HSBC Bank Egypt's online banking services for secure and convenient transactions anytime, anywhere. 00% will apply to your entire EGP 18,000 balance. Open an HSBC Current Account in Egyptian Pounds or any other major currency and manage your money 24/7 with online, mobile and phone banking. If you have identified any unauthorised use of your card, notify us immediately by calling on the number on the back of your card. E (HEDS) is one of the Global Service Centers (GSCs) operating from eight countries which form an integral part of HSBC’s Global Operations. E acting through its branches in the Country, and having its correspondence address as 306, Corniche El Nil Street, Maadi, Cairo, Egypt. We use cookies to give you the best possible experience on our website. At HSBC, we back those who bridge borders, build communities and are sustainable thinkers. Egypt. HSBC offers a variety of cards that suit your different needs. Today, the bank — which first came to IPN is a new payment method that will allow instant fund transfers between different bank accounts inside Egypt, as well as direct access to Egyptian bank accounts using a single mobile application. Individuals and Businesses large and small are feeling the impact of COVID-19. Credit cards, mortgages, savings, investments and loans. Learn more today. HSBC in Egypt is part of one of the world’s largest financial services organisations. Phishing involves fraudsters sending an unsolicited e-mail that appears to be from your bank or an online retailer requesting you to update your personal and financial information such as date of birth, online login information, account HSBC Egypt personal banking offers a range of bank accounts with online banking. Whether you're travelling abroad or are looking for a shopping, dining or leisure experience in Egypt, you'll never miss out again. Worlds have become smaller, physical connections have been removed, supply chain disrupted and daily routines flipped on their heads. Frequently asked questions – Egypt (English) – Commercial Banking. You can return your old Secure Key to any HSBC Egypt branch. Download centre; Standard credit interest rates; Corporate Account Opening Portal; Document Tracker; FATCA – For Foreign Account Tax Compliance Act; HSBC Safeguard; Cybercrime; IBOR Reform; Trade Academy; Jan 9, 2025 · • HSBC Egypt debit and credit cardholders won't be able to use ATMs locally and internationally • Other banks’ debit and credit cardholders won't be able to use HSBC Egypt ATMs. Take a well deserved holiday, buy your dream car or pay for your child's education with an HSBC Finance. With Asset-Linked Finance, you'll continue to earn interest on your savings certificate or time deposits, while having easy access to cash for your immediate HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024; Compliments, suggestions or complaints; Tools and Resources. operable through its branches in Egypt. Manage your finance in a more secure and seamless way. Write, call or send a message ; Find a branch. "Bank's Call Centre" means the call centre operated by the Bank which can be reached on telephone number 202 19007 (within Egypt) or 202 3535 9100 (outside Egypt). HSBC Environmental, Social & Governance (ESG) Research and Insights will help you better understand the spectrum of ESG and how to ultimately make sustainable decisions to transform your business. HSBC Egypt personal banking offers a range of bank accounts with online banking. Call us or visit the nearest HSBC Branch or Customer Service Centre: HSBC Premier customers call: 0800PREMIER (08007736437) (within An HSBC guarantee could enable you to negotiate favourable terms with buyers and suppliers by protecting them from non-performance under a contract while addressing your financing needs. Apply today. Conduct banking transactions with friendly banking staff at HSBC. You will need to create a new Secure Key PIN. close . But the world has changed. Find out about domestic payments, international transfers, global accounts, bill payments and IBAN. a Premier Children account to help get your kids off to the best financial start until the age of 21 Hear how Trella partnered with HSBC to expand overseas. Skip page header and navigation; Personal Business List of languages 5 days ago · Follow HSBC Egypt on Facebook This link will open in a new window Follow HSBC Egypt on Facebook This link will open in a new window. Contact HSBC. 2 The new account will be linked to an existing account and will have the same currency. You can check balances and improve payment reconciliation processes securely and directly from your enterprise resource planning (ERP) or treasury platforms without the need for proprietary bank platforms or user-tokens. لمزيد من المعلومات تحقق من موقعنا الالكتروني HSBC Credit Card Rewards Programme helps you get more out of your money as you shop. The mobile wallet is an electronic account that customers can register for with their national ID and mobile number through one of the service providers (banks and telecom companies) to transfer to another wallet, pay bills, purchase online and more. Hatem, CFO of Trella, sees HSBC as a great fit for his business to connect entities across the countries they operate in. 1982 Year founded 3,900 Colleagues 53 An HSBC guarantee could enable you to negotiate favourable terms with buyers and suppliers by protecting them from non-performance under a contract while addressing your financing needs. HSBC Egypt personal banking offers a range of bank accounts with online banking. These Terms and Conditions apply to HSBC Bank Egypt S. Jan 9, 2025 · Transfer money within Egypt quickly and securely Whether you are looking to transfer money between your accounts, to a friend or family member, or to pay a bill, HSBC Domestic Money Transfer is a safe, convenient, and 3 days ago · IPN is a new payment method that will allow instant fund transfers between different bank accounts inside Egypt, as well as direct access to Egyptian bank accounts using a single mobile application. Jan 5, 2025 · HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024; Compliments, suggestions or complaints; Tools and Resources. Follow HSBC Egypt on Facebook This link will open in a new window Follow HSBC Egypt on Facebook This link will open in a new window. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Access HSBC Bank Egypt's online banking services for secure and convenient transactions anytime, anywhere. Frequently asked questions – Egypt (English) – Retail Banking and Wealth Management. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 HSBC is committed to building a culture where all employees are valued, respected and opinions count. In the first of our Trade Academy Webinars, we provide an introduction to the world of international trade. For example, if your balance is EGP 18,000, the corresponding rate of 8. Go to: Navigation; HSBC's tax reporting obligations terms Download PDF: Link opens in a new window ; W-9 form Download PDF: Link opens in a new window; "HSBC Egypt Products and Services are subjected to terms & conditions which govern their use. تمكنك من الاستفادة من مزايا الخدمات البنكية المتميزة، والاستفادة من خدمة الانترنت البنكي وتطبيق الهواتف المحمولة، HSBC Bank Egypt SAE is a multinational bank in Egypt, providing a wide range of banking and related financial services through a network of 100 branches and 20 mini bank units in Cairo, Alexandria, Sharm El Sheikh, Hurghada and 6th of October City. 5% of its issued share capital. We use cookies to give you the best experience on our website. The cities covered are concentrations of people and consumers, systems and infrastructures, assets and amenities, anchoring key corridors of talent, trade, investment, and travel. For further information, please click here. Getting Started. Any products and services related to the EGP3bn Foras Trade Fund are subject to our Terms and Conditions and all relevant onboarding checks and credit approval processes of HSBC Bank Egypt S. Download centre; Standard credit interest rates; Corporate Account Opening Portal; The award winning HSBCnet Mobile App, providing faster and easier access to the services that help our customers grow their global businesses. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Download centre; Standard credit interest rates; Corporate Account Opening Portal; Getting Started. Jan 10, 2025 · An overdraft is a short-term borrowing facility which provides you with flexibility in dealing with unforeseen expenses, granted to salaried Personal Banking and Advance customers who are working in companies approved by Our HSBC Business Banking Egypt solutions are available to businesses with an annual turnover not exceeding EGP 600m or US$30m equivalent. Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000, or up to £170,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Hear how Trella partnered with HSBC to expand overseas. A. Enjoy a range of products and services with HSBC personal and online banking. · Good International Trade experience and background required, Good understanding of ICC published rules. Skip page header and navigation; Personal Business List of The award winning HSBCnet Mobile App, providing faster and easier access to the services that help our customers grow their global businesses. Call us or visit the nearest HSBC Branch or Customer Service Centre: HSBC Premier customers call: 0800PREMIER (08007736437) (within Egypt) +202 3535 9800 (from outside Egypt) Oct 16, 2024 · HSBC Electronic Data Service Delivery S. You can change your cookie settings at any time but if you do, you may lose some functionality. 3 days ago · HSBC Mobile Banking is the ideal way to stay updated on credit card offers in Egypt or worldwide. One of these regulations is the Foreign Account Tax Compliance Act (FATCA), effective as of 1 July Getting Started. There are investment risks associated with Egyptian Government Treasury Bills such as, credit, tax, Jan 10, 2025 · "Account(s)" means account(s) you have with HSBC Bank Egypt S. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 View our Advance account offers and enjoy a comprehensive suite of services, making everyday banking easy while enjoying extra benefits and rewards. Keep a close eye on your accounts View your account balances, account details, and account history for all your local and global 1 HSBC accounts and credit cards. تقدم الخدمات المصرفية الشخصية من hsbc مصر مجموعة من الحسابات المصرفية و خدمات مصرفية عبر الإنترنت. Learn how to register for online banking with HSBC Egypt using your phone banking, credit card or debit card number. Up to 25% Discount on total invoice. A brief overview of FATCA and how it relates to CMB customers in Egypt. These Terms and Conditions operate in conjunction with the Terms and Conditions applicable to account(s) you access using these services including the opening of any new accounts. Indeed, the city is one of the most desirable launch pads in the region for start-ups, with more than 142 venture capital deals last year – the most in the Middle East and North Africa, according to Magnitt. "Bank's IPN is a new payment method that will allow instant fund transfers between different bank accounts inside Egypt, as well as direct access to Egyptian bank accounts using a single mobile application. Download centre; Standard credit interest rates; Corporate Account Opening Portal; Document Tracker; FATCA – For Foreign Account Tax Compliance Act; HSBC Safeguard; Cybercrime; IBOR Reform; Trade Academy; HSBC’s Treasury APIs provide simplified, real-time access to our innovative cash management services. Call us or visit the nearest HSBC Branch or Customer Service Centre: HSBC Premier customers call: 0800PREMIER (08007736437) (within Getting Started. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 30th April 2024 (PDF, 536KB) HSBC Environmental, Social & Governance (ESG) Research and Insights will help you better understand the spectrum of ESG and how to ultimately make sustainable decisions to transform your business. HSBC offers tailored solutions including No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages. Learn how to send money within Egypt and abroad with HSBC Egypt. Follow the step-by-step guide and order a secure key for full access to online banking features. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Job Title: Sales and Services Officer (HSBC Egypt) About HSBC HSBC is one of the world’s leading banks, with a network covering 67 countries and territories. We offer an inclusive, values-led culture, tailored learning and development programs and competitive benefits. The bank was rebranded HSBC Bank Egypt in April 2001 after an increase in the HSBC Group’s shareholding from 40 per cent to more than 90 HSBC in Egypt is part of one of the world’s largest financial services organisations. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 HSBC Commercial Banking operates in 54 countries and territories, covering the developed and developing markets that matter most to our customers. The bank was rebranded HSBC Bank Egypt in April 2001 after an increase in the HSBC Group’s shareholding from 40 per cent to more than 90 per cent of its issued share capital. Learn how to register for online banking and mobile banking services with HSBC Bank Egypt. For more info check our official website. Skip page header and navigation; Personal Business List of languages العربية العربية FATCA overview. Find out more about HSBC International Education support through IDP the preferred study abroad and IELTS test provider in Egypt. Spend points on clothing, electronics, gift vouchers, air miles and more. This video examines the current global trade landscape and the opportunities available to businesses, as well as the basics of international trade and the various payment methods businesses can use when trading abroad. HSBC is aligned with the nation’s sustainability agenda and is committing EGP 1 billion to help Find out more about HSBC International Education support through IDP the preferred study abroad and IELTS test provider in Egypt. See FAQs, forms and fees & charges ; 5 days ago · Asset-Linked Finance is a facility granted against saving certificates and time deposits held with HSBC, providing you access to funds without having to withdraw cash from your savings. Enjoy face to face banking from the extensive HSBC branch network across Egypt. See FAQs, forms and fees & charges ; HSBC Electronic Data Service Delivery S. may act on the instructions of any one or more of 5 days ago · Foreign Currency Transactions are converted into your billing currency by the card scheme (Visa or MasterCard®) or HSBC Bank Egypt using their applicable exchange rates on the day conversion is made (which is the transaction posting date on HSBC bank Egypt system and not the actual date of transaction and which may involve a conversion to US Sep 25, 2024 · Follow HSBC Egypt on Facebook This link will open in a new window Follow HSBC Egypt on Facebook This link will open in a new window. 1 As a Primary Dealer, HSBC Bank Egypt can submit bids on behalf of customers, in the weekly Central Bank of Egypt auctions. • HSBC Egypt debit and credit cardholders won't be able to use ATMs locally and internationally • Other banks’ debit and credit cardholders won't be able to use HSBC Egypt ATMs. By continuing to browse the site, you are agreeing to our use of cookies. Enjoy the benefits of medium-term savings in Egyptian pounds An HSBC 3-year Savings Certificate offers you a medium-term savings opportunity in EGP with higher interest rates. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Many twists and turns have shaped the evolution of Egypt’s banking sector since the country’s currency was issued into circulation in 1836. " HSBC Money Market Fund is relatively safe, short term investment option in Egypt for daily redemptions. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Securely manage your HSBC Egypt accounts and transactions online with ease. Find out more about our global footprint and how we connect our customers to opportunities. Use the “Chat with us” icon located on the bottom right of the page for any general enquiries. Coffee With: Todd Wilcox, HSBC Egypt CEO and deputy chair: In the 40 years since entering Egypt, HSBC has become one of the largest multinational banks in the country. Visit your Getting Started. "Bank" means HSBC Bank Egypt S. E. Existing HSBC Business Banking customers - your Relationship Manager will shortly be in contact in order to help you transition to an HSBC Business Banking Egypt Solution of your choice, with relevant Getting Started. If you’re a professional and a small business owner looking for finance to meet your business needs, HSBC can help. Go to: Navigation; HSBC is committed to being fully FATCA compliant in all countries and territories where we operate. Our mission is to simplify complexity and deliver enterprising innovation across our full range of services. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 3 days ago · Open an HSBC Current Account in Egyptian Pounds or any other major currency and manage your money 24/7 with online, mobile and phone banking. Find out more today. Visit the site for more information. The everyday formula for success has always been sell more, sell fast, make profit, repeat. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Enjoy a range of products and services with HSBC personal and online banking. The interest rates shown will apply to your entire balance. GSC Egypt was established in 2010 and commenced its operations from Smart Village in the 6th of October district, with just 85 employees at the time. By Dec 16, 2024 · HSBC serves more than 41 million customers in 60 markets worldwide. We're here to help. Contact us; Corporate Banking General Terms and Conditions (effective for customers on-boarded prior to 14 November 2022) HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024 Starting 30 June 2020, all banks in Egypt are required to accept and process payment instructions that include a valid International Bank Account Number (IBAN) for accounts held in Egypt. Whether you are an experienced professional, looking for your first job or are interested in one of our student and graduate programmes, we provide many ways for you to develop your skills and achieve your career ambitions in a diverse and inclusive environment. Retail Banking and Wealth Management – Egypt. At HSBC, your opinions matter. Our services HSBC Bank Egypt was established in 1982 as the Hong Kong Egyptian Bank. Cairo, Egypt Operations Fixed Term - Full Time Hybrid Working Join our Talent Community so that we can keep you updated and informed of the latest happenings at HSBC. HSBC Egypt Corporate Tariff and Charges – Effective 01st October 2024; Compliments, suggestions or complaints; Tools and Resources. HSBC Cookie Policy. The HSBC EGP3bn SME HSBC Egypt insights section: Explore the latest news and read articles that matter to your business on this section of our website. Should you have any complaint / feedback about the service you have received, please write to us. You should avoid using sequential or repeated numbers such as 1234 or 1111. Self-Employed: Up to EGP 1,000,000 1 Click to login Unlock funds from your existing deposits Asset-Linked Finance is a facility granted against saving certificates and time deposits held with HSBC, providing you access to funds without having to withdraw cash from your savings. Create a job alert Follow HSBC Egypt on Facebook This link will open in a new window Follow HSBC Egypt on Facebook This link will open in a new window. · Awareness of the trade facilities and customer trade cycles · Good knowledge of the systems/ applications used Getting Started. Securely manage your HSBC Egypt accounts and transactions online with ease. In accordance with local regulations, an HSBC Bank Egypt has a complaint and feedback handling process in place, details of which are provided below. 2 days ago · Knowledge & Experience / Qualifications: · +3 years of banking experience. Make all your purchases and pay off later using HSBC Credit Cards. Want to know what the different types of savings accounts are or just want to know the savings jargon? Then read through our quick savings guide today. Call us or visit the nearest HSBC Branch or Customer Service Centre: HSBC Premier customers call: 0800PREMIER (08007736437) (within HSBC's Corporate Credit Card allows simple management of travel & entertainment and everyday business expenses. Visit your nearest branch or ATM ; Help and support. HSBC’s Supply chain Finance focus on increasing the efficiency of transactions and payment terms to reduce the cost of funding – both for your organisation and for your suppliers. Top of page. There are a number of substantial changes being made by financial regulators, governments and banks to ensure the protection and long-term safety of both the financial system and our customers’ interests. Think of a PIN between 4 and 8 digits long. HSBC bank Egypt has the right to decline or restrict purchases from a specific category of merchants inside or outside Egypt whether in Egyptian pound or any other currencies and whether it is a face-to-face or an online (Card Not Present) transaction according to HSBC Bank Egypt has a complaint and feedback handling process in place, details of which are provided below. تقدم بنك HSBC مصر خدمات مصرفية شخصية متميزة ومتنوعة للعملاء المحترفين. Eligibility Education Finance is available for Egyptians and non-Egyptians, who fulfil the granting criteria for any of our offered finance schemes. Check opening times and phone numbers too. Customers overseas can either post it back to their account holding branch at their own cost, or dispose of it locally using the options that may be available through your local recycling centres. This limit is Egypt is already recognised as a global standard bearer for the green economy and will host the COP27 climate change conference in 2022. 3 Total net annual income =net salary over 12 months plus the Find an HSBC branch that works best for you from our extensive network all across Egypt. yxbmzwr evfngp plaefk desczu klkt bsgy vzua zwgw iwrur jnzlwwm